Accelerated Rewards Program

• 20 Reward Points per INR 100 retail spends done on Dining at standalone restaurants.
• 10 Reward Points per INR 100 retail spends done on International transactions, Grocery and Departmental stores.
• 5 Reward Points per INR 100 retail spends done across other merchant categories.
• Note: Cash, Rent, Education & Govt, EMI, Fuel, BBPS and Quasi Cash transactions are not eligible for Reward Points. Cardholders will earn a maximum of 100 Reward Points per transaction on Utility & Telecom spends and a maximum of 5,000 Reward Points in a statement cycle on Dining Spends.

Milestone Benefits

• INR 1,000 vouchers on minimum INR 2 lakh retail spends done per calendar quarter. Choose your vouchers from a bouquet of top brands.

• Complimentary Epicure Membership on minimum of INR 8 lakh retail spends in a card anniversary year.

Lower International Mark-Up Fees

• Much lower cross currency foreign mark-up fees of 1.99% applicable on your International transactions.

Birthday Benefit

• Earn 2,500 Bonus Reward Points on completing one retail transaction on your birthday.

Complimentary Lounge Access

• 2 complimentary lounge access per calendar quarter within India, using your VISA Card.
• 2 complimentary lounge access per calendar quarter, using Priority Pass at all participating lounges. For eligible list of Priority Pass lounges.

• 2 complimentary lounge access per calendar quarter, using VISA Card at railway stations. For list of lounges.
• Add-on cardholders can also enjoy these Railway lounge benefits within the mentioned complimentary number of visits.

Dedicated Concierge Services

• Customize your travel, entertainment, and leisure experiences with our Global Concierge Assistance. Be it booking of your travel or arranging a golf session or planning a perfect anniversary dinner, leave it to us and relax.

Fuel Surcharge Waiver

• 1% Fuel Surcharge Waiver for fuel transactions done across all fuel stations in the country (maximum INR 1,000 per statement cycle)

AU Rewardz

• Get a plethora of options to redeem your Reward Points for amazing benefits. Some of them are:
• E-vouchers of top brands | Merchandise | Mobile/DTH recharges | Flight/Hotel bookings and much more

Priority Customer Service

• Mail us your queries on creditcard.priority@aubank.in for priority assistance.

Comprehensive Protection Cover

• INR 2 Crore

• In an unfortunate event of loss of Credit Card, you carry zero liability on any fraudulent transactions made with card after reporting the loss to the bank.
• Also, you are protected against Card Counterfeit/Skimming and Online frauds.

• Up to INR 15 Lakhs.

• Up to INR 50,000

• In event of baggage loss, baggage delay, delay in flight, loss of passport and plane hijack.

Contactless Card Usage

• Use your AU Credit Card to make quick, secure & easy payments by just tapping the card and paying at participating merchants without entering Credit Card PIN for amounts up to INR 5000.

XpressEMI

• Convert your transactions worth INR 2,000 or more into easy EMI options on select tenure of your choice. Simply call our Customer Care helpline to book your XpressEMI.

Add-on Cards

• Offer your Zenith Credit Card benefits to your loved ones, through our Add on card offering. What's more? Your Add on card comes free for lifetime! So, go ahead and avail it.

1. Annual Card Membership fee – Rs. 7,999 + applicable taxes

2. Conditions for Annual Card Fee waiver

• For 1st year fee waiver : INR 1,25,000 retail spends done within 90 days of card set up.
• For 2nd year onwards fee waiver : INR 5,00,000 retail spends done in previous card anniversary year.

Eligibility Criteria

• Primary cardholder between the age of 21 years and 60 years.
• Add-on cardholder should be over 18 years.
• Resident Indian